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General Insurance
 
 INDIVIDUAL MEDISHIELD Insurance Policy :
Benefits Available
Basic Cover
Optional Critical ILLness Extension
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 PERSONAL ACCIDENT Insurance Policy :
Benefits Available
Education Benefit
Employment Benefit
Ambulance Benefit
Cumulative Benefit
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 FIRE & SPECIAL Insurance Policy :
Benefits Available
Our Policy provides protection against loss of or damage to insured property due to :
Fire
Lightning
Explosion/Implosion
Aircraft Damage
Riot,Strike and Malicious Damage
Storm,Cyclone,Typhoon,Tempest,Hurricane,Tornado,Flood and Inundation
Impact Damage by rail/road vehicle and animal
Subsidence and Landslide including Rockslide
Bursting and/or overflowing of water tanks,apparatus and pipes
Missile testing operations
Leakage from automatic sprinkler installations
Bush fire
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 TRADE PROTECTOR Insurance Policy :
Benefits Available
FIre and Allied Perils (Section 1)
Burglary and other Perils (Section 2)
Money and Fidelity Guarantee (section 3 A/B)
Fixed Glass and Sanitary Fittings (Section 4)
Electronic Equipment (Section 5)
Television/Video Equipments and Portable Computer/Mobile phone (Section 6A/B)
All Risks (Section 6C)
Breakdown of Electrical/Mechanical Appliances (Section 7A)
Deterioration of Refrigerated Goods (Section 7B)
Personal Accident (Section 8)
Business Interruption (Section 9)
Baggage (Section 10)
Liability (Section 11 A/B)
Goods in Transit (Section 12)
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 HOME & FAMILY PROTECTOR Insurance Policy :
Benefits Available
FIre and Allied Perils (Section 1)
Burglary and other Perils (Section 2)
All Risk (Section 3)
Fixed Glass and Sanitary Fittings (Section 4)
Electronic Equipment (Section 5)
Home Enterainment Equipment, Portable Computer/Mobile Phones and Pedal Cycle (Section 6 A/B/C)
Breakdown of Electrical/Mechanical Appliances (Section 7)
Personal Accident (Section 8)
Loan Payment Protection (Section 9)
Baggage (Section 10)
Liability (Section 11 A/B/C)
Increased Living Expenses (Section 12)
Bush fire
Goods in Transit (Section 12)
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 BURGLARY & HOUSEBREAKING Insurance Policy :
Benefits Available
Our Policy provides protection against loss of or damage to insured property due to burglary and housebreaking i.e. theft following upon an actual, forcible and violent entry to or exit from the insured premises and also damae to the premises themselves by burglars in such incidents.
 
 OFFICE & PROFESSIONAL ESTABLISHMENT Insurance Policy :
Benefits Available
FIre and Allied Perils (Section 1)
Burglary and other Perils (Section 2)
Money and Fidelity Guarantee (section 3 A/B)
Fixed Glass and Sanitary Fittings (Section 4)
Electronic Equipment/Reinstatement of Data and Software (Section 5 A/B)
Television/Video Equipments and Portable Computer/Mobile phone (Section 6A/B)
All Risks (Section 6C)
Breakdown of Electrical/Mechanical Appliances (Section 7A)
Personal Accident (Section 8)
Business Interruption and Increased Cost of Working (Section 9)
Baggage (Section 10)
Liability (Section 11 A/B)
Professional Indemnity (Section 12)